Chapter 9 of 20
Chapter 9: Reclaiming Every Favor
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The twin beams of the Rolls-Royce Phantom’s headlights were like a judgment, pinning Fu Jinyan in place. The engine wasn't just a sound; it was a physical pressure, a low growl that vibrated through the concrete floor of the garage and into the soles of his thousand-dollar leather shoes. It promised violence.
He stared, not at the car, but at the regal silhouette behind the wheel. The woman he had called a blind, useless burden for three years was now holding his life in the balance with a slight press of her foot. His pride warred with a primal instinct for survival.
Her voice, amplified through a speaker, cut through the engine's roar. It was as cold and clear as ice water.
"Move. Or be moved."
Fu Jinyan’s jaw clenched. His empire was built on bending others to his will. He did not yield. He did not move back. He took a defiant step forward, his hand raised as if to command the very laws of physics to halt.
"Su Luo, don't you dare—"
He was met with an immediate, terrifying escalation. The engine roared, the RPM needle jumping. The car lurched forward, not fast, but with an inexorable, crushing certainty. The chrome grille, shimmering like a predator’s teeth, was a foot from his knees.
His breath hitched. The image of his body being mangled under two and a half tons of British steel flashed through his mind. In that split second, all his power, all his wealth, meant nothing. He was just flesh and bone.
He stumbled back, a graceless, desperate retreat. His heel caught, and he nearly fell.
The Rolls-Royce didn't even pause. It swept past him with the silent grace of a specter, its taillights vanishing around the corner. He was left alone, bathed in the dim fluorescent glow of the garage, his heart hammering against his ribs, the scent of expensive exhaust fumes a final, stinging insult.
Humiliation burned hotter than anger. She hadn't even given him a second glance.
***
Inside the Phantom, Su Luo’s hands were steady on the steering wheel. Her expression was serene, her gaze fixed on the road ahead. The hollow-eyed, submissive woman Fu Jinyan knew had been a mask, and that mask was now incinerated.
She pressed a button on the center console. "Xiao Li."
Her assistant’s voice came through the car’s speakers instantly, crisp and alert. "Miss, I'm here."
"Activate Protocol 'Scorched Earth'," Su Luo said, her tone flat, devoid of any emotion. It was the voice of a CEO signing a termination order, a general giving a command.
There was a sharp intake of breath on the other end. "Miss... are you certain? Protocol 'Scorched Earth' is... total. There's no coming back from it."
"For three years, I propped up the Fu Group from the shadows," Su Luo stated, her voice dropping to a glacial whisper. "Every international partnership he was so proud of, I arranged. Every 'impossible' credit line he secured, I guaranteed. Every government contract that 'miraculously' fell into his lap, I delivered. I did it to repay a debt. The debt is now paid, with interest. It's time to reclaim what is mine."
Her eyes narrowed. "Every project. Every partner. Every dollar. I want it all back. I want the Fu Group to feel the chill by sunrise."
"Understood, Miss," Xiao Li replied, the hesitation in her voice replaced by a chilling efficiency. "Commencing now."
Su Luo disconnected the call and immediately placed another, this time to a private number in Geneva.
The line picked up on the first ring. An older man with a distinct French accent spoke, his tone a mixture of reverence and fear. "Miss Su. To what do we owe this unexpected honor?"
"Mr. Dubois," Su Luo said, her voice leaving no room for pleasantries. "The ten-billion-dollar revolving credit facility extended to the Fu Group. My family underwrote it."
"Yes, of course, Miss Su. A most stable investment at the time."
"The time has passed. I am calling it in. The full amount. Due immediately. End of business, your time."
Silence. Su Luo could practically hear the blood drain from the Swiss banker’s face. "Miss Su...forgive me, but that's impossible! Calling in a loan of that magnitude without notice... it will shatter them! It will trigger an insolvency event!"
"That is the point, Mr. Dubois," she replied, her voice as soft and as deadly as a stiletto blade. "Do you have a problem following my instructions?"
"No! No, Miss Su, not at all!" The panic was palpable. "Consider it done. It will be processed immediately. My apologies."
Su Luo hung up without another word. She glanced at her reflection in the rearview mirror. Her eyes were chips of obsidian, reflecting the city lights but holding none of their warmth. The game was over. The war had just begun.
***
The next morning, the Fu Group headquarters was a symphony of chaos.
Fu Jinyan strode into his penthouse office on the 88th floor, his face a thundercloud. He hadn't slept. The image of Su Luo's cold, seeing eyes haunted him. The sheer audacity of her transformation was something his mind couldn't process.
His assistant, Secretary Zhang, burst through the door without knocking, his face ashen. "Director Fu! It's a catastrophe!"
"What is it?" Fu Jinyan snapped, throwing his jacket onto a chair.
"The Sterling Bridge project! The city council just revoked our building permit and froze the site! No explanation!" That project was their flagship domestic venture, worth billions.
Before Fu Jinyan could even respond, the head of international development barged in, phone pressed to his ear, his expression one of utter disbelief. "Director Fu! Titan Energy just pulled out of the North Sea joint venture! They terminated the contract! The penalty clause alone will cost us hundreds of millions! They said... they said we were no longer a 'viable partner'!"
The intercom on Fu Jinyan's desk blared. It was his frantic CFO. "Jinyan! Pick up your phone! The European Banking Consortium just called in our entire ten-billion-dollar credit line! The wire transfer is due in six hours! Six hours! We don't have that kind of liquidity! No one does! We're going to default!"
The news hit Fu Jinyan like a physical blow. One project failing was a problem. Two was a crisis. But this? This was a coordinated, systematic execution.
He stormed into the emergency boardroom. The atmosphere was electric with panic. Executives were shouting into phones, their faces slick with sweat.
"Our stock is in freefall! We've been suspended from trading!"
"Every single one of our overseas suppliers has simultaneously cancelled their contracts, citing 'force majeure'! It makes no sense!"
"This is an attack! Someone is trying to gut us and sell us for parts overnight!"
Fu Jinyan slammed his hands on the mahogany table, the sound cracking like a gunshot. The room fell silent. All eyes turned to him, desperate for answers, for leadership.
He stood there, his mind racing. Who had this kind of power? This global reach? The ability to move governments, banks, and multinational corporations like chess pieces? It was unthinkable. No one in this country could pull this off. Not even his most bitter rivals.
Then, a sliver of ice slid down his spine. The timing. It all happened less than twelve hours after his confrontation with Su Luo.
*"After today, you could kneel and beg and I still wouldn't spare you a glance."*
Her words echoed in his ears. He had dismissed them as the empty threats of a scorned woman. But the cold, commanding look in her eyes... the effortless power she projected from behind the wheel of that car...
No. It was impossible. She was an orphan he'd plucked from obscurity. A blind, pathetic creature who had relied on him for everything.
His personal phone vibrated on the table. An unknown international number.
He snatched it up. "Who is this?" he barked.
An older, cultured voice, trembling slightly, answered him. "Director Fu. This is Antoine Dubois. From Geneva."
The name of the banking consortium's president sent a jolt through him. "Dubois? What the hell is going on? Who is behind this?"
"Director Fu," the banker said, his voice heavy with resignation and fear. "I am only calling you as a professional courtesy. My advice to you... is to not fight this. Surrender. You cannot win against this kind of power."
"Tell me who is doing this!" Fu Jinyan roared, his control finally snapping.
A long, heavy pause stretched across the line. When Dubois finally spoke, his voice was a barely audible whisper, as if he feared being overheard by gods.
"We were instructed to freeze all assets and call in all debts related to your company... by direct order of Miss Su."